If you’re out there shopping for your first home, you might swoon over that four-bedroom Colonial and imagine growing old there—but wait a minute! Sure, you might be jonesing to put down permanent roots, but your bank account and life circumstances might beg to differ. Nonetheless, a trend has emerged, particularly among younger millennial buyers: […]
Mortgages Are Getting Riskier Again: Should We Be Worried?
Having a less-than-stellar credit score, a lot of debt, or not enough cash for a down payment has traditionally been a major hurdle for aspiring home buyers trying to get a mortgage. Mortgage lenders are increasingly taking another look at slightly more risky applicants and those who have been denied loans in the past, according […]
The 4% Mortgage Is Back
Mortgage rates are fast approaching 4%, a rate low enough that economists and lenders believe it will help jump-start the housing market again. The average rate on a 30-year fixed mortgage fell to 4.06% this week, its lowest since January 2018, according to data released Thursday by Freddie Mac, the mortgage-finance giant. The rate was down nearly […]
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