Meet Our Agents
Angie Garibay Broker Owner, Mortgage Loan Originator
Angie is a Mortgage Broker and currently the Owner of Valley Capital Home Loans Inc. Her sense of connection with her clients and knowledge of the mortgage industry allows her to offer over and over again “excellent service” to her valuable clients.
Angie, has lived in Stockton and Lodi area for over 35 years. She knows the Valley well. Angie graduated from MTI Business College, she is a member of the Association of Realtors and is a Master Club Member, She is a Certified Fair Housing Agent, She sits on the board of VCHL Inc., She is a member of Centro Vida Community church and she is involved in several community programs for affordable housing.
Angie loves to travel and has traveled to France, Israel and Mexico. Angie’s first language is Spanish and she is born in Mexicali, Baja California.
Angie has been in the Real Estate Industry since 2002 when she and several partners were “flipping” homes by rehabbing them and improving our neighborhoods then later doing home loans and most recent representing buyers and sellers in all aspects or Real Estate. As a well Rounded broker she is someone trustworthy and will have your best interest at heart.
Shilee Catudioc Branch Manager, Transaction Coordinator
Shilee Catudioc comes to Valley Capital Home Loans & Realty, Inc. with 20+ years of experience and
knowledge, in the areas of Collections, Credit, Finance and Marketing. She is a Stockton native with a
strong network of personal and professional relationships throughout Northern California.
As Office Manager at Valley Capital’s Stockton branch, Shilee oversees all departments and functions.
She has received her Real Estate Transaction Coordinator Certification in 2017, to increase her skill base
and the services she can render.
Outside of the company, Shilee maintains active involvement in community service organizations, enjoys
outdoor activities, sporting events and volunteerism. She is also a proud mother of four children.
Alex Flores Loan Officer, Realtor
Alex comes to Valley Capital with over 15 years of industry knowledge and experience. He was born in Honduras and speaks fluent Spanish and English. He specializes in relocating clients in California’s Bay Area and Central Valley. Alex has managed to help a multitude of individuals and families achieve their real estate/financial goals and he can help you, too!
Veronica Ceja Realtor
I am fluent in Spanish and I have built strong ties in the Central Valley. My expertise is in Sales, however, I have been in the area of Customer Service for several years. I am confident that I can help you find the right home. The integrity and loyalty that I hold with my clients proves my value and creates a referral base. You can count on me to explore all options that would satisfy your needs and goals. Hablo Español
Donald Zavala Realtor
Hello my name is Donald Zavala I have 25 years of Real Estate experience since the early 1990’s. I have handled all aspects of the business and have covered the counties of San Joaquin, Sacramento, Calaveras & Amador. I am fluent in Spanish with a strong Hispanic base of past clients and now helping their next generation of family to purchase their first homes. Rural properties have been one of my favorite type properties to handle along with the surrounding central valley single family homes. It takes a different realtor to do that business with an old school flavor along with the current technology of this day.
Tony Singh Realtor, Loan Officer
Tony Singh, the California-based President and Founder of American Real Estate Services, holds over 15 years of experience in the real estate industries. Over the years, Tony has acquired a wealth of knowledge within the tax and financial planning facets real estate investments.
Tony holds a Master of Science degree in Business Administration and a Bachelor of Science degree in Linux and UNIX programming from Sacramento State University. Tony’s focused ability aids clients in the increase of cash flow and reduction of debt through real estate investments.
He goes above and beyond to assist self-employed individuals with acquiring savvy investments. He has experience with Commercial, Business Opportunities, Vacant Lots and Land and Residential Homes.
Oscar Fernandez Realtor
I come to Valley Capital Realty with over 15 + years experience. I am knowledgeable in the residential real estate industry and my best skill is to motivate you! I am bilingual and I was born in the country of Honduras. I work well with first time home buyers as well as helping you to relocate from city to city.
Denise Martellacci Loan Officer, Realtor
Denise Martellacci is a Professional Mortgage Loan Originator who enjoys helping buyers
secure their home loan in a timely and professional transaction. She is thrilled to be with Valley
Capital Home Loans Inc. to continue serving her clients throughout the greater S. F. Bay Area.
Denise has been in the mortgage business long enough to have witnessed at least four
recessions and has the ablity to highlight the strengths in her borrower’s loan submissions to
realize their dream purchase. She is aware that no two borrowers are alike and with that the
knowledge of how to seek loan programs that fit each unique circumstance.
Denise lives in the East Bay City of Hayward, Ca. and is familiar with the nuances of the
surrounding communities in the East Bay. In her spare time she is active in her community to
make it the best place to live and enjoys spending time with her family and granchildren.
Maria Huerta Loan Officer, Realtor
Maria recently joined Valley Capital as a Mortgage Loan Officer, after working in the industry for over 20 years. She has extensive experience dealing with First-Time Homebuyers, Foreclosures, REO’s, Short Sales, Refinances and most loan products that cater to her client’s goals. Maria’s experience gives her a deep appreciation and respect for the homebuying process.
Darlene Suniga Realtor
Expertise:First Time Buyer/Starter Homes
Darlene Suniga grew up in the Silicon Valley and now lives in the Central Valley. She is the mother of five wonderful adults and she especially enjoys music, walking on the beach, spending time with her grandchildren and quiet evenings at home.
Darlene is open to working with clients throughout Northern California. Bringing along with her, 35+ years of outstanding customer/client service experience, Darlene is a highly innovative and results driven individual. Her variety of expertise is coupled with her dedication, allowing her to provide excellent customer/client service from start to finish. By also remaining composed and professional, Darlene can take the stress out of any situation. She communicates effectively, because, she is very patient and understanding, which allows her to build long lasting personal and business relationships. Clients will appreciate her flexibility, no pressure sales, ability to listen and to hear their wants, negotiating and analytic skills, as well as her ability to accurately price and market a home.
Darlene Suniga brings dreams to reality.