Having a less-than-stellar credit score, a lot of debt, or not enough cash for a down payment has traditionally been a major hurdle for aspiring home buyers trying to get a mortgage. Mortgage lenders are increasingly taking another look at slightly more risky applicants and those who have been denied loans in the past, according […]
Forget Everything You’ve Heard About First-Time Homebuyers. They’re Doing All Right.
How many first-time homebuyers are there in the housing market? That’s an important question. A smaller share of first-timers suggests that the market may be too competitive or too expensive – and ultimately not very inclusive. A bigger share suggests market conditions may be a bit easier, and that more Americans are getting a shot […]
Mortgage Rates Climb for Fourth Straight Week as Easy Money Crackdown Begins
Rates for home loans ticked up slightly, a reminder that the easy-money era for mortgages will likely have to end at some point. The 30-year fixed-rate mortgage averaged 4.20% during the April 25 week, Freddie Mac said Thursday. That was up three basis points during the week and marked the fourth straight weekly rise for the […]
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