Table of contents: What is a homeowners association? How much are HOA fees? What is an assessment? HOA rules: What to expect What are CC&Rs? Common restrictive covenants When to review your CC&Rs Can you change restrictive covenants? What happens if you violate HOA rules or can’t pay your HOA fees? Pros and cons of an […]
Condo Buyers Will Soon Have an Easier Time Scoring a Mortgage
Buyers are about to have an easier time scoring a mortgage to purchase a condo. A new policy announced this week should significantly expand the number of individual condo units as well as condo developments eligible for Federal Housing Administration financing. The government-backed mortgages are popular with first-time buyers because they require as little as 3.5% […]
Mortgage Rates Fall Sharply as Trade Concerns Mount
Mortgage rates dropped significantly over the past week as concerns related to the ongoing trade dispute with China and the overall health of the economy dominated headlines. The 30-year fixed-rate mortgage averaged 3.6% during the week ending Aug. 8, down 15 basis points from the previous week, Freddie Mac reported Thursday. This is the lowest mortgage […]
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