When a house you love finally comes along, you don’t want to lose it. And these days, there aren’t enough homes for all the buyers who want them, so multiple offers, escalating prices, and quick sales are par for the course. In a tight market like this, what can you do to make your offer the winner? […]
Mortgage Loan Pre-Approval vs. Pre-Qualified
Getting a pre-approval for a mortgage is the first step in the home loan process.Before you can start looking at homes with a real estate agent you will need a mortgage pre-approval letter. A pre-approval means a mortgage lender has pulled your credit report, verified your income using W2’s, tax returns, or bank […]
Mortgage Brokers vs Banks and Mortgage Lenders
If you have searched for a mortgage company you will notice there are banks and large mortgage companies, then there are mortgage brokers. Is there really much of a difference? What are pros and cons of using mortgage brokers vs banks? We’re going to explain all of the differences of Banks and Mortgage Brokers in this article. As […]
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