You will need the following items to obtain your pre-approval:
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2 years of taxes and all W2’s
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3 months of bank statements (down payment must be reserved for 3 months)
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1 months of Stubs or Proof of income
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Copy of your ITIN Card, Driver License and Passport
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Although scores are not required on your Identification Number a Credit Report and 3 alternate trade lines are needed.
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Verification of Rent history for 12 months (if its a purchase) or 12 months of Mortgage history if its a Refinance
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Typically you need 25% down to Purchase or up to 75% of your home value if its a Refinance
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Minimum loan amount $100,000
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Rates very per case however once these items have been reviewed we will gladly issue you your loan estimate with terms
Give us some information about you and we will get back to you to answer any questions you may have. A verification of employment and a satisfactory appraisal report is required. Other items may be needed after your loan gets underwritten.
Loan Pre-Qualification
Call me if you have questions.